How to close Flipkart Pay Later
Closing your Flipkart Pay Later account is straightforward if you follow the right steps. Whether you no longer need the service, want to protect your credit score, or simply wish to avoid late fees, this guide will walk you through everything you need to know.
What Is Flipkart Pay Later
Flipkart Pay Later lets you:
- Buy products on Flipkart, Myntra, and Shopsy now and pay your bill by the 5th of next month in full.
- Split purchases into EMIs on selected items.
- Earn rewards like SuperCoins for future discounts.
Why You Might Close Your Pay Later Account
Common reasons include:
- Inability to meet monthly EMI payments
- Negative impact on your CIBIL score
- Credit limit is too low for your needs
- No-cost EMIs not available on items you want
- High interest rates on EMIs
- You simply don’t want to use the service anymore
What to Do Before You Close Your Account
- Ensure all outstanding balances and EMIs are fully paid.
- Be aware that once closed, you cannot reapply for Flipkart Pay Later.
- Wait for Flipkart to issue a No Objection Certificate (NOC). If you don’t receive it within a week, reach out to Flipkart Help Center for confirmation.
Three Ways to Close Your Flipkart Pay Later Account
1. Call Flipkart Customer Care
- Find Flipkart’s official helpline number on the Flipkart website or app.
- Dial the number and request account closure.
- Alternatively, request a callback:
- Open Flipkart app and log in.
- Tap your Account icon, then Help Center.
- Choose I want help with other issues → Others → Call me back.
- Answer the incoming call and ask to close your Pay Later account.
2. Chat with Flipkart Support
- Open the Flipkart app or visit the website and sign in.
- Tap your Account icon, then Help Center.
- Hit the chat icon at the bottom right.
- Navigate options: Payments → Flipkart Pay Later → Something else → I have another question → Ask something else.
- Type “Close my Flipkart Pay Later account” and follow the bot’s instructions.
- You can also directly request account closure in the initial chat message.
3. Send an Email
- Compose an email to Cs@flipkart.com.
- In the subject line, write: “Request to Close Flipkart Pay Later Account.”
- Include your registered mobile number, email address, and a clear statement that you wish to shut down your Pay Later account.
- Send the email and wait for a confirmation reply.
Conclusion
Flipkart Pay Later offers flexibility but carries late fees and credit-score risks if mishandled. By choosing one of the methods above—and ensuring all dues are cleared—you can permanently close your Pay Later account.
Now that you know how, go ahead and wrap things up smoothly.
How to close Flipkart Pay Later account?
You can close Flipkart Pay Later account by talking to Flipkart Customer Support or you can send an email to “Cs@flipkart.com” requesting to close your account or you can chat with Flipkart chat bot.
Can Flipkart Pay Later account be closed?
Yes, Flipkart Pay Later account can be closed by contacting Flipkart Customer Care.
What is the maximum amount of Flipkart pay later?
the maximum amount of Flipkart pay later is Rs 70,000.
Which bank is linked with Flipkart pay later?
IDFC First bank is linked with Flipkart pay later
Does late payment to Flipkart pay later affect credit score?
Yes, late payment to Flipkart pay later affect your credit score. So, you should pay your bills timely.
