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How to close Flipkart Pay Later

zedfighter.com 23 September 2024 Reviews

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Introduction

Flipkart Pay Later is payment option introduced by Flipkart. Now a days many people are using it to purchase products on Flipkart, Myntra, and Shopsy.

By using this payment option, you can buy products now and pay the bill next month. So, it becomes very useful if you want to purchase a product, but you don’t have money.

But some people are facing problems with it. Because if you don’t pay your bills on time, then it affects your credit score and you have to pay late payment charge.

That’s why they want to close their Flipkart Pay Later account and if you are one of them, then this tutorial can be very helpful to you.

So, without wasting our time, let’s dive into the topic.

What is Flipkart Pay Later

Flipkart Pay Later is a payment option available on Flipkart. With this option you can buy products now and pay your bill next month before the 5th in full. You can also buy products with EMIs. But Flipkart Pay Later option is available on selected products on Flipkart.

Advantages of Flipkart Pay Later

Flipkart Pay Later has many benefits. That’s why a lot of people are using it. Advantages of using Flipkart Pay Later are given bellow.

1. By using Flipkart Pay Later you can buy a product now and pay next month. This feature can be very helpful, if you need to buy a product but you don’t have money right now.
2. It has different EMI options which is great if you don’t want to pay the full amount.
3. Flipkart Pay Later has no hidden charges or fees.
4. By using Flipkart Pay Later, you can earn gift, rewards such as Super coins which can be used to buy products or pay bills.
5. Availing Flipkart Pay Later is easy. You have to be an 18-year-old Indian citizen with having a bank account and PAN card.
6. Flipkart takes strong security measures to protect its customers personal information.

Disadvantages of Flipkart Pay Later

Flipkart Pay Later is a really good payment option, but it has some disadvantages which are given bellow.

1. You will be charged a late fee, if you can’t pay the full amount by the due date.
2. Pay Later is only available on Flipkart, Myntra, and Shopsy. So, customers cannot use it on other e-commerce platforms like amazon, eBay or in any offline stores.
3. Not all customers are eligible for Flipkart Pay Later. Flipkart decides whether a customer is eligible for Pay Later or not.
4. Credit limit for Pay Later is low for some customers, which can be a negative point for customers who want to make larger purchases.
5. A customer’s credit score is negatively impacted if he doesn’t pay his bill in time.

Reasons to close Flipkart Pay Later

There are many reasons people close their Flipkart pay later account. Some of are given bellow.

1. If you are unable to pay monthly EMI
2. If the Pay Later is negatively affecting your CIBIL score
3. If the given credit limit is low
4. If you wanted no cost EMI, but it not available
5. If the EMI interest rate is very high
6. If you don’t want to use Pay later anymore

Before Closing Flipkart Pay Later

Before Closing Flipkart Pay Later, there are few things you should keep in mind or you may regret it later.

1. Make sure all the payments are cleared before closing your Flipkart Pay Later or you can’t close it.
2. Keep in mind that once Flipkart Pay Later closed, you won’t be able to reapply for Flipkart Pay Later.
3. Flipkart will send you a No Objection Certificate (NOC) after requesting Pay Later account closure, if you don’t receive it, You can contact to Flipkart Help center.

How to close Flipkart Pay Later

There are several methods to close Flipkart Pay Later. So, let’s looks at them one by one.

1. Close Flipkart Pay Later by calling Flipkart Customer Care

First method is to call Flipkart Customer Care and request them to close your Flipkart Pay Later account. This is the simplest way to close your Pay Later account. So, let’s learn how to call Flipkart Customer Care.

If you want to call Flipkart customer care, then you can dial Flipkart’s official customer care number which you can find on its website.

Another way to talk with Flipkart customer care is to receive a call from Flipkart.

1. To receive a call from Flipkart open Flipkart app or sign in to your account.
2. Click on your Account icon.
3. Click on “Help Center”.
4. Click on “I want help with other issues”.
5. Click on “Others”
6. Finally click on “Call me back”
7. After few minutes you will receive a call from Flipkart. Talk to them and ask to close your Flipkart Pay Later account.

2. Close Flipkart Pay Later by Chatting with Flipkart Support

Second method is to chat with Flipkart Chat bot. In this method you have to chat with Flipkart chat bot and tell it to close your Pay Later account. let’s see how to do it.

1. If you are using a smartphone, then open the Flipkart app or go to Flipkart website and sign in to your account.
2. Click on Account icon.
3. Click on “Help Center“.
4. Click on the Chat icon on bottom right.
5. After entering to the chat section, it will show you few options.
6. select “Payments” option.
7. Then select “Flipkart Pay Later” option.
8. Then choose “Something else” option.
9. Then choose “I have another question” option.
10. Then choose “Ask something else” option.
11. Then write “How close Flipkart Pay Later account”
12. After that follow the instructions and your Pay Later account will be closed.
13. you can directly request to close you Pay Later account after entering to the chat section.

3. Close Flipkart Pay Later by sending email

Third method to close Flipkart Pay Later is to send email Flipkart on its official email address “Cs@flipkart.com” requesting to close the Pay Later account.

If you want to send email to Flipkart, then following is an example:

FAQ

Conclusion

Flipkart pay later is very good payment option with some great features. But you should use it carefully. Because if you use it carelessly and don’t pay your bills on time, then you will be charged a late fee and it will affect your CIBIL score.

That’s why people want to close their Flipkart Pay Later account. So, if you folllow the above methods, you can close your Pay Later account permanently.

Hope this tutorial helped you to close your Flipkart Pay Later account.

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